diff --git a/blue_modules/BlueElectrum.ts b/blue_modules/BlueElectrum.ts
index ff7ad98d7..7963f8d96 100644
--- a/blue_modules/BlueElectrum.ts
+++ b/blue_modules/BlueElectrum.ts
@@ -274,7 +274,22 @@ export async function isDisabled(): Promise<boolean> {
 export async function setDisabled(disabled = true) {
   await DefaultPreference.setName(GROUP_IO_BLUEWALLET);
   console.log('Setting Electrum connection disabled state to:', disabled);
-  return DefaultPreference.set(ELECTRUM_CONNECTION_DISABLED, disabled ? '1' : '');
+  const result = await DefaultPreference.set(ELECTRUM_CONNECTION_DISABLED, disabled ? '1' : '');
+  // Disabling must abort any in-flight ensureConnected() and tear down the live
+  // socket so callers don't have to remember to pair this with forceDisconnect().
+  // Without bumping the generation, an in-flight connect could race back to
+  // 'connected' after the user toggled Electrum off.
+  if (disabled) {
+    disconnectGeneration += 1;
+    if (mainClient) {
+      try {
+        mainClient.close();
+      } catch {}
+      mainClient = undefined;
+    }
+    setConnectionState('disabled');
+  }
+  return result;
 }
 
 function getCurrentPeer() {
@@ -510,10 +525,9 @@ export async function ensureConnected(opts: EnsureConnectedOptions = {}): Promis
       // Fast path: live ping on the existing client.
       if (mainClient && connState === 'connected') {
         if (await pingWithTimeout()) {
-          if (aborted('post-ping')) {
-            setConnectionState('disconnected');
-            return false;
-          }
+          // If a disconnect/disable raced us, the bumper already set the right
+          // state ('disconnected' or 'disabled'); don't clobber it from here.
+          if (aborted('post-ping')) return false;
           return true;
         }
         // Stale socket. Tear it down so the attempt loop starts fresh.
@@ -532,10 +546,10 @@ export async function ensureConnected(opts: EnsureConnectedOptions = {}): Promis
           setConnectionState('disabled');
           return false;
         }
-        if (aborted(`attempt ${i} start`)) {
-          setConnectionState('disconnected');
-          return false;
-        }
+        // Generation-bumper (`forceDisconnect` or `setDisabled(true)`) already
+        // set the appropriate terminal state; we must not clobber 'disabled'
+        // back to 'disconnected' here.
+        if (aborted(`attempt ${i} start`)) return false;
 
         const { ok, peer } = await attemptConnectOnce();
         lastPeer = peer;
@@ -547,7 +561,6 @@ export async function ensureConnected(opts: EnsureConnectedOptions = {}): Promis
             } catch {}
             mainClient = undefined;
           }
-          setConnectionState('disconnected');
           return false;
         }
         if (ok) {
diff --git a/tests/unit/blueElectrum-lifecycle.test.ts b/tests/unit/blueElectrum-lifecycle.test.ts
new file mode 100644
index 000000000..e78b75360
--- /dev/null
+++ b/tests/unit/blueElectrum-lifecycle.test.ts
@@ -0,0 +1,228 @@
+/**
+ * Unit tests for the BlueElectrum connection lifecycle / state machine.
+ *
+ * Exercises the bits that have no isolated coverage today: coalescing of
+ * concurrent `ensureConnected()` callers, the generation counter that lets
+ * `forceDisconnect()`/`setDisabled()` abort an in-flight connect, ping flips,
+ * and the swap-check that guards against a stale client clobbering newer state.
+ */
+
+import * as BlueElectrum from '../../blue_modules/BlueElectrum';
+
+// Jest hoists these above the import above. The factories close over `globalThis`
+// so the test body can swap implementations per-test without re-mocking.
+jest.mock('electrum-client', () => {
+  return jest.fn().mockImplementation(() => (globalThis as any).__createNextFakeClient());
+});
+
+jest.mock('../../components/Alert', () => ({
+  __esModule: true,
+  default: (...args: unknown[]) => (globalThis as any).__presentAlertSpy?.(...args),
+}));
+
+type FakeClient = {
+  initElectrumDeferred: Deferred<[string, string]>;
+  headersDeferred: Deferred<{ height: number }>;
+  pingDeferred: Deferred<unknown> | null;
+  pingShouldReject: boolean;
+  closed: boolean;
+  onError?: (e: { message: string }) => void;
+  host: string;
+  port: number;
+  initElectrum: jest.Mock;
+  blockchainHeaders_subscribe: jest.Mock;
+  server_ping: jest.Mock;
+  close: jest.Mock;
+};
+
+type Deferred<T> = {
+  promise: Promise<T>;
+  resolve: (v: T) => void;
+  reject: (e: unknown) => void;
+};
+
+function deferred<T>(): Deferred<T> {
+  let resolveOuter!: (v: T) => void;
+  let rejectOuter!: (e: unknown) => void;
+  const promise = new Promise<T>((resolve, reject) => {
+    resolveOuter = resolve;
+    rejectOuter = reject;
+  });
+  return { promise, resolve: resolveOuter, reject: rejectOuter };
+}
+
+function makeFakeClient(host = 'fake.host', port = 50002): FakeClient {
+  const fc: Partial<FakeClient> = {
+    initElectrumDeferred: deferred<[string, string]>(),
+    headersDeferred: deferred<{ height: number }>(),
+    pingDeferred: null,
+    pingShouldReject: false,
+    closed: false,
+    host,
+    port,
+  };
+  fc.initElectrum = jest.fn(() => fc.initElectrumDeferred!.promise);
+  fc.blockchainHeaders_subscribe = jest.fn(() => fc.headersDeferred!.promise);
+  fc.server_ping = jest.fn(() => {
+    fc.pingDeferred = deferred<unknown>();
+    if (fc.pingShouldReject) {
+      fc.pingDeferred.reject(new Error('ping failed'));
+    } else {
+      fc.pingDeferred.resolve(undefined);
+    }
+    return fc.pingDeferred.promise;
+  });
+  fc.close = jest.fn(() => {
+    fc.closed = true;
+  });
+  return fc as FakeClient;
+}
+
+const created: FakeClient[] = [];
+(globalThis as any).__createNextFakeClient = () => {
+  const c = makeFakeClient();
+  created.push(c);
+  return c;
+};
+
+const presentAlertMock = jest.fn();
+(globalThis as any).__presentAlertSpy = presentAlertMock;
+
+const tick = () => new Promise<void>(resolve => setImmediate(resolve));
+async function flush(times = 4) {
+  for (let i = 0; i < times; i++) await tick();
+}
+
+function resolveLastConnect() {
+  const c = created[created.length - 1];
+  c.initElectrumDeferred.resolve(['Fulcrum 1.10.0', '1.4']);
+  c.headersDeferred.resolve({ height: 1000 });
+}
+
+describe('BlueElectrum lifecycle', () => {
+  beforeEach(async () => {
+    BlueElectrum.forceDisconnect();
+    await BlueElectrum.setDisabled(false);
+    created.length = 0;
+    presentAlertMock.mockClear();
+  });
+
+  describe('coalescing', () => {
+    it('two concurrent ensureConnected() share one in-flight attempt', async () => {
+      const p1 = BlueElectrum.ensureConnected();
+      const p2 = BlueElectrum.ensureConnected();
+
+      await flush();
+      expect(created.length).toBe(1);
+
+      resolveLastConnect();
+      const [r1, r2] = await Promise.all([p1, p2]);
+
+      expect(r1).toBe(true);
+      expect(r2).toBe(true);
+      expect(BlueElectrum.getConnectionState()).toBe('connected');
+      expect(created.length).toBe(1);
+    });
+  });
+
+  describe('forceDisconnect during in-flight connect', () => {
+    it('aborts cleanly; state ends "disconnected" even if the socket resolves later', async () => {
+      const p = BlueElectrum.ensureConnected();
+      await flush();
+      expect(created.length).toBe(1);
+      expect(BlueElectrum.getConnectionState()).toBe('connecting');
+
+      BlueElectrum.forceDisconnect();
+      // Late resolve from the doomed attempt must not flip state back to 'connected'.
+      resolveLastConnect();
+
+      const result = await p;
+      expect(result).toBe(false);
+      expect(BlueElectrum.getConnectionState()).toBe('disconnected');
+    });
+  });
+
+  describe('setDisabled(true) during in-flight connect', () => {
+    it('bumps generation, tears down the socket, leaves state "disabled"', async () => {
+      const p = BlueElectrum.ensureConnected();
+      await flush();
+      expect(created.length).toBe(1);
+      expect(BlueElectrum.getConnectionState()).toBe('connecting');
+
+      await BlueElectrum.setDisabled(true);
+      // Late resolve from the doomed attempt must not flip state back to 'connected'.
+      resolveLastConnect();
+
+      const result = await p;
+      expect(result).toBe(false);
+      expect(BlueElectrum.getConnectionState()).toBe('disabled');
+      expect(created[0].close).toHaveBeenCalled();
+    });
+  });
+
+  describe('ping fast-path', () => {
+    it('successful ping on existing client returns true without a new connect', async () => {
+      // First, establish a connection.
+      const connectPromise = BlueElectrum.ensureConnected();
+      await flush();
+      resolveLastConnect();
+      await connectPromise;
+      expect(BlueElectrum.getConnectionState()).toBe('connected');
+
+      // Now ensureConnected() should ping the existing client, not construct another.
+      const second = await BlueElectrum.ensureConnected();
+      expect(second).toBe(true);
+      expect(created.length).toBe(1);
+      expect(created[0].server_ping).toHaveBeenCalled();
+    });
+
+    it('ping() on a connected client flipping to reject moves state to "disconnected"', async () => {
+      const connectPromise = BlueElectrum.ensureConnected();
+      await flush();
+      resolveLastConnect();
+      await connectPromise;
+      expect(BlueElectrum.getConnectionState()).toBe('connected');
+
+      created[0].pingShouldReject = true;
+      const ok = await BlueElectrum.ping();
+
+      expect(ok).toBe(false);
+      expect(BlueElectrum.getConnectionState()).toBe('disconnected');
+    });
+  });
+
+  describe('subscribeConnectionState', () => {
+    it('notifies on transitions and stops after unsubscribe', async () => {
+      const seen: string[] = [];
+      const unsub = BlueElectrum.subscribeConnectionState(s => seen.push(s));
+
+      const p = BlueElectrum.ensureConnected();
+      await flush();
+      expect(seen).toContain('connecting');
+
+      resolveLastConnect();
+      await p;
+      expect(seen).toContain('connected');
+
+      unsub();
+      BlueElectrum.forceDisconnect();
+      // After unsubscribe, the 'disconnected' transition should not be recorded.
+      expect(seen[seen.length - 1]).toBe('connected');
+    });
+  });
+
+  describe('isConnected / getConnectionState agree with the machine', () => {
+    it('both reflect the current state', async () => {
+      expect(BlueElectrum.isConnected()).toBe(false);
+      expect(BlueElectrum.getConnectionState()).toBe('disconnected');
+
+      const p = BlueElectrum.ensureConnected();
+      await flush();
+      resolveLastConnect();
+      await p;
+
+      expect(BlueElectrum.isConnected()).toBe(true);
+      expect(BlueElectrum.getConnectionState()).toBe('connected');
+    });
+  });
+});